Car Accident

Collision Coverage on Auto Insurance? – Houston Car Accident Lawyer

Collision Coverage on Auto Insurance? – San Antonio Car Accident Lawyer

If you just have the required minimum, then any additional costs may be your responsibility and your loss. San Antonio car accident lawyer Reshard Alexander helps personal injury victims get the compensation they deserve. Call today: (713) 766.3322.

big rig bull texas truck accident lawyer reshard alexanderTo drive in the state of Texas, you need to carry the mandatory minimum auto insurance coverage. The mandatory minimum is “liability insurance.” This is the type of insurance that will cover the other driver’s damages and injuries if you are in an accident and deemed at fault. It will also cover your injuries up to a specified amount, but it will not cover any costs of repairs or property loss that you sustain. If you just have the required minimum, then any additional costs may be your responsibility and your loss.

What is Collision Insurance? – San Antonio Car Accident Lawyer

Collision insurance is an additional policy coverage that you can take out to cover your own car if you are at fault in an accident. The fault is determined in Texas through the theory of negligence. To be found at fault, it means that you either did something negligent and that led to the accident happening, or that you didn’t do something, and your failure to act was responsible for the accident. So if you are found negligent, then you are at fault. Collision insurance will ensure that even if you are at fault for an accident, your car will be covered and so will any additional property damage sustained.

If You Owe Money on Your Car – San Antonio Car Accident Lawyers

If you have a car that isn’t paid off yet and you get into an accident, and the vehicle is totaled, then you will still be obligated to pay for the money that you owe on the car. This means not only will you be minus a car, but you will continue to have to pay for a car that has been totaled. Depending on how much you owe, that can have a huge impact on your financial status. If you are financing your car at all, the additional cost of collision insurance is well worth it to avoid financial ruin.

What If You Have an Expensive Car – San Antonio Car Accident Lawyer

top houston car accident lawyerEven if you don’t owe a dime on your car, if the vehicle would be expensive to repair or to replace, then it is a good idea to add collision insurance. Although people often think about collision insurance as coverage for if they were in a minor fender bender, the reality is that if you are in an accident, the repairs are never inexpensive. Although you can live with a dent and not worry about fixing it, if you are in an accident where the car is not operational if you don’t pay to have it repaired, that can be a disaster.

Many people opt out of getting collision insurance on their car to save money on the monthly premium. But the truth is that if something should happen and you get into a significant enough accident, not having the additional coverage can put you into some serious financial trouble. Before you decide not to fully cover yourself when driving, it is important to consider all the things that can go wrong to make sure you are protected.

 

Attorney Reshard AlexanderBig Rig Bull Texas Truck Accident Lawyer
7676 Hillmont Street Suite 104
San Antonio, Texas 77040

Call 24/7 for a FREE Case Evaluation :: (713) 766-3322

Contact Big Rig Bull Texas Truck Accident Lawyer Reshard Alexander now for a free appointment at 713.766.3322 or 800.688.7551.

Texas Practice Areas
San Antonio Wrongful Death Lawyer
San Antonio Auto Accident Lawyer
San Antonio Work Accident Lawyer
San Antonio Dog Bite Lawyer

San Antonio Truck Accident Lawyer Resources
Referrals
Texas CDL Manual
Free Texas Car Accident Book
Frequently Asked Questions
Locations
Texas Accident & Injury Infographics
San Antonio Traffic Accident Map
Video Center
Vlog

Type of Injury
Abdominal Injury
Amputation
Broken Bone
Back Injury
Burn
Cracked Rib
Disfigurement
Fractured Pelvis
Head Injury
Laceration
Paralysis
Paraplegia
Quadriplegia
Spinal Cord
Traumatic Brain Injury
Whiplash

Texas Cause of Injury
Brake Failure
Dash Cam
Distracted Driver
Driver Fatigue
Drowsy Driving
Driver Drug Use
Drunk Driving
Falling Cargo
Headlight Defect
Highway Construction
Improper Maintenance
Lack of Inspection
Negligent Hiring
Negligent Retention
Oversized Load
Overweight Truck
Poor Planned Route
Poor Weather
Railroad Crossing
Reckless Driving
Speeding
Steering Failure
Texting While Driving
Tire Blow Out
Tow Hitch Defect
Unrealistic Schedule

San Antonio Type of Accident Truck Lawyer Links
Blind Spot
Construction Zone
Detached Trailer
Head-On Collision
Intersection Wreck
Interstate Wreck
Jackknife Wreck
Hazardous Materials
Loading Dock
Multi-Vehicle
Rear End Collision
Rollover Crash
Side Impact
Trailer Underride
Wide Turn Wreck

San Antonio Truck Accident Insurance Companies
1st Guard Corporation
Ace Group
AIG
Acadia Insurance
Amerisafe
Arch Insurance
Auto Owners Insurance Co.
ATTICRRG
BBT Insurance Services
Berkshire Hathaway
Canal Insurance Company
Carolina Casualty Insurance Co.
Chubb Group
Century Insurance Group
CNA
Colony Insurance
Continental Western Group
Coverx Specialty
Eastern Atlantic Insurance Co.
Essex Insurance Company
Farmers Truck Insurance Exchange
Fireman’s Fund Insurance Co.
Gateway Insurance Co.
Grange Insurance
Great American Insurance Group
Great West Casualty Co.
Hallmark Insurance Co.
Hanover Insurance Group
Harco
The Hartford
Hudson Insurance Group
Infinity
Insurance House
Interstate Insurance Management
Johnson and Johnson
Lancer Insurance Company
Lexington Insurance
Mayflower Insurance
Maxum
Markel Insurance
Mercury Insurance Group
National American Insurance Co.
National Indemnity
National Interstate Insurance Co.
National Truck Underwriting Mgrs.
Northland Insurance
Ohio Casualty
One Beacon
OOIDA
PMA Insurance
Progressive
QBE
Republic Group
RLI
Sagamore Insurance Co.
Seneca
Scottsdale Insurance Co.
Sentry Insurance
State National Insurance Co.
Stratford Insurance Co.
Sutter Insurance Company
Swett and Crawford
Transguard
Travelers
Uber Freight
U.S. Specialty Insurance Co.
Western World
Wilshire Insurance Company
Zurich

Texas Motor Carrier Companies
3-Way Logistics
3PL Center
AAA Cooper Transportation
AAT Carriers
A. Duie Pyle
Alliance Shippers
All Star Transportation
Altom Transport
Amazon Prime
Anderson Trucking Service
Arcbest
Averitt Express
Bedford Freight Lines
Bender Group
Bowman Logistics
Boyle Transportation
Brooks Distribution
Buchheit Logistics
CR England
Canal Cartage
Capitol Express & Warehousing
Cardinal Logistics
Cast Transportation
Celadon Group
Central Transport
Continental Western Group
Covenant Transportation
Crete Carrier
CRST International
Daseke
Dayton Freight Lines
Dependable Distribution Centers
Dunavant Global Logistics Group
Embark
Estes Express Lines
Evans Distribution Systems
FedEx Freight
FedEx Ground
Forward Air
G2 Logistics
Hazmat Environmental Group
Heartland Express
HUB Group
Inland Star Distribution Systems
Interdom
J&J Transportation
JB Hunt
Jack Cooper Transport
Javelin Logistics
Kanban Logistics
Kenan Advantage
KLLM
Knight Transportation
L&A Transport
Landstar Ranger Agent
Landstar System
Leader Logistics
LeSaint Logistics
Marten Transport
Maverick Transportation
NFI Industries
Old Dominion
Outsource Logistics
Penske Logistics
Pinnacle Freight
Pitt Ohio
Prime
Quality Distribution
R & L Carriers
Roadrunner Transportation
Ruan Transportation
Ryder System
SAIA
Saturn Freight Systems
Schiber Transportation
Schneider National
Southeastern Freight Lines
Southern Pines
Speed Global Services
Starsky Robotics
Stevens Transport
Swift Transportation
TFI International
TuSimple
Uber Freight
US Xpress Enterprises
Universal Truckload Services
United Road Services
UPS
Van G Logistics
Walmart
Werner Enterprises
Western Express
XPO Logistics
YRC Worldwide

Types of Truck
18 Wheeler
Ambulance
Agricultural Hauler
Auto Hauler
Box Truck
Bulk Hopper
Bus
Cattle Truck
Cement Mixer
Delivery Truck
Dry Van
Dump Truck
Flatbed Truck
Garbage Truck
Grain Hauler
Gravel Truck
Heavy Hauler
Hotshot Truck
Intermodal Truck
Logger Truck
LTL Truck
Milk Hauler
Mobile Crane
Oilfield Truck
Refrigerator Truck
Semi-Trailer Truck
Tanker Truck
Tow Truck
Tractor-Trailer

San Antonio Truck Accident Lawyer
San Antonio Car Accident Lawyer
San Antonio Motorcycle Accident Lawyer
San Antonio Bicycle Accident Lawyer
San Antonio Pedestrian Accident Lawyer

Links to Car Insurance Companies in Texas
ACCC Insurance Company
Alinsco Insurance Company
Allstate County Mutual Insurance Company
American Access Casualty Company
Amica Mutual Insurance Company
Auto Club County Mutual Insurance Company
CEM Insurance Company
Elephant Insurance Company
Esurance Insurance Company
Farmers Texas County Mutual Insurance Company
Foremost County Mutual Insurance Company
Geico County Mutual Insurance Company
Germania Select Insurance Company
Home State County Mutual Insurance Company
Infinity County Mutual Insurance Company
Liberty County Mutual Insurance Company
Loya Insurance Company
Metropolitan Lloyds Insurance Company of Texas
MGA Insurance Company, Inc.
Progressive County Mutual Insurance Company
Redpoint County Mutual Insurance Company
Southern County Mutual Insurance Company
State Farm Mutual Automobile Insurance Company
Texas Farm Bureau Casualty Insurance Company
United Services Automobile Association
Old American County Mutual Fire Insurance Company

Types of Car
ATV
Compact
Convertible
Coupe
Crossover
Economy
Full-size
Hatchback
Hybrid Electric
Limousine
Luxury Vehicle
Mid-size
Minivan
Off Road
Pickup Truck
Plug In Hybrid
Roadster
RV
Sedan
Sports Car
Sports Utility Vehicle
Station Wagon
Sub-Compact
Supermini
Utility Vehicle
Van

San Antonio Car Accident Lawyer – Lawsuit Resources
Accident Reconstruction
Chose Correct Venue
Contingency Fee Arrangement
Defense Appeals Jury Verdict
Deposition
Documenting a Car Accident
Expert Testimony
Importance of Credibility
Obtaining a Police Report
Obtaining Medical Records
CR-2 Police Report
Protect Your Financial Interest
Protect Your Rights
Proving Alcohol Intoxication
Role of a Jury
Stranded on the Highway
Sympathetic Plaintiff
Traffic Control Device

San Antonio Car Accident Lawyer – Injury Resources
Ankle Injury From Car Accident
Annular Disc Tear
Anosmia from Automobile Accident
Arthritis After Car Accident
Brain Injury from Car Accident
Brain Injury in Child
Brain Hermorrhage Injury
Broken Arm Accident
Broken Bones in Car Accident
Broken Femur Car Accident
Broken Nose in Car Accident
Broken Rib from Car Accident
Burn Victim Car Accident
Car Accident Back Injury
Car Accident Eye Injury
Car Accident Head Injury
Car Accident Nerve Damage
Car Accident Paralysis
Car Accident Spine Injury
Car Accident Wrist Injury
Catastrophic Injury
Cervical Spine Injury
Chest Injury
Chronic Neck Injury After Car Accident
Chronic Pain After Accident
Collarbone Pain After Car Accident
Complex Regional Pain Syndrome After Car Accident
Connective Tissue Injury
Crush Injury Car Accident
Delayed Pain After Car Accident
Emotional Pain and Suffering
Face Injury Accident
Foot Injury Car Accident
Headache after Car Accident
Heart Damage after Car Accident
Herniated Disc Car Accident
Impact Fracture Car Accident
Internal Bleeding Due to Car Accident
Internal Injuries from Car Accident
Joint Injury Car Accident
Leg Injury from Car Accident
Mental Distress During Accident
Spinal Fracture Car Accident
Neck Fusion from Car Accident
Neck Injury after Car Accident
Pain and Suffering Car Accident
Permanent Injury Car Accident
Pre-Existing Condition Car Accident
PTSD After Car Accident
Scarring Cause by Car Accident
Shoulder Injury from Car Accident
Soft Tissue Injury Car Accident
Subarachnoid Hemorrhage from Car Accident
Tibia Fibula Fracture
Tinnitus Car Accident
Traumatic Brain Injury from Car Accident
Unborn Baby Injured in a Car Accident
Vocal Cord Damage
Whiplash from Car Accident